Flexible & fast finance solutions for your business
Our Service
We are a team of highly experienced business asset finance brokers. We source competitive funding solutions for your business assets. These can range from vehicles & equipment to interior fit outs & invoice financing.
Fast and efficient turnaround & our funders approve and pay the same day.
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Access to a panel of over 50 funders. We can look at funding solutions for companies where others say no.
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No forms to complete
How Can We Help?
Mortgages & Other Property Funding Options
Many companies and individuals are overpaying on their mortgage by remaining on the variable rate. We can help achieve a better return on your investment.
Whether you are buying your first buy to let property or adding to your portfolio, we have many lenders who can offer you a mortgage.
We can source mortgages for both residential and commercial properties.
You may also be considering buying your property in your own name or under a limited company and our lenders can provide funding for both options.
Also if you are a property developer then we also have bridging loan options for funding for your project over a repayment period which suits you.
Hire Purchase
Hire Purchase is a traditional and flexible way of financing an asset.
Hire purchase allows the customer to purchase the asset outright by making a fixed monthly payment over a pre-determined length of time (3, 4, 5 years or more). The finance company owns the asset throughout the hire period and when the final instalment is paid, the customer is given the option to purchase, usually for a nominal sum.
Minimum deposit is usually the full VAT associated with the purchase, although in some cases VAT deferrals are also considered. In the wider commercial vehicle and machinery finance market, more than 58% of debt advanced for asset purchases was through Hire Purchase (FLA, 12 months to August 2019), and it continues to be the most popular method of funding for business, with fixed repayment, and the security of ownership at the end of the term.
Finance Lease
A finance lease is the most cash efficient finance facility as the vat on the capital cost is repayable over the length of the agreement rather than being paid up front as part of a deposit.
A finance lease is a rental agreement but nowadays most funders will allow you to acquire the asset at the end of the contract period should you wish to.
Operating Lease
Hire Purchase is a traditional and flexible way of financing an asset.
Hire purchase allows the customer to purchase the asset outright by making a fixed monthly payment over a pre-determined length of time (3, 4, 5 years or more). The finance company owns the asset throughout the hire period and when the final instalment is paid, the customer is given the option to purchase, usually for a nominal sum.
Minimum deposit is usually the full VAT associated with the purchase, although in some cases VAT deferrals are also considered. In the wider commercial vehicle and machinery finance market, more than 58% of debt advanced for asset purchases was through Hire Purchase (FLA, 12 months to August 2019), and it continues to be the most popular method of funding for business, with fixed repayment, and the security of ownership at the end of the term.
Cashflow Finance
Cash is king and often cashflow is the main concern of any business owner.
Many funders will consider capital release from existing machinery to support cashflow - this is sometimes known as refinance. Funders will advance a percentage of the values of the assets offered as security on a finance agreement.
Unsecured cashflow loans may be a useful way to support business cashflow, or there are often invoice financing options available to certain businesses.
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SKB Asset Finance Limited is an agent of Asset And General Finance Limited who are regulated by the Financial Conduct Authority Reg No 916447.
Lenders will pay Asset & General Finance Limited a fee for introducing you to them. Different lenders may pay different fees for such introductions, and the amount received from lenders will vary depending on the terms of your agreement.